Skip to main content

Life insurance

Life and AD&D insurance gives your family financial support when they need it most. These are monetary benefits that are paid to your loved ones if something were to happen to you. These benefits are available at no cost to you.

You and your dependents each have a policy.

What are my benefits?

The following benefits are available to participants only.

Benefit Monetary benefit
Life Insurance (if you pass away) $20,000
Accidental Death & Dismemberment (for example, if you lose a limb or your eyesight) Up to $20,000
Accelerated Death Benefit (if you become terminally ill) Up to $15,000 (if you have 6 months or less to live)


It’s very important for you to choose a beneficiary!

The person(s) you choose as your beneficiary will be paid the monetary benefit if something happens to you. You can also split your benefit between 2 or more people. Beneficiaries can be changed at any time.

How do I choose a beneficiary?

Simply fill out a Life Insurance Beneficiary FormDownload PDF at the Customer Service Office.

Culinary Health Fund
Customer Service

1901 Las Vegas Boulevard South
Suite 107
Las Vegas, Nevada 89104

Phone: 702-733-9938
Fax: 702-733-0989

Map showing 1901 Las Vegas Boulevard South

You can also call the Customer Service Office at 702-733-9938 to add or change a beneficiary.

What if one of my dependents passes away?

If one of your dependents passes away, you (the participant) will be paid their life insurance benefit.

Dependent Monetary benefit
Your spouse $10,000
Your dependent child (Age 6 months to 26 years) $10,000
Your dependent child (Age live birth to 6 months) $3,000

Why is life and AD&D insurance important?

Life and AD&D insurance provides support for your family during tough times. It’s meant to temporarily replace your income and relieve some of your family’s stress if you get hurt in an accident or pass away.

It can help your family with:

  • Monthly rent and utilities
  • Debt or school tuition
  • Funeral and burial costs
  • Other things that may be needed

Accelerated Death Benefit

Your life insurance benefits include an Accelerated Death Benefit of up to $15,000. If you become terminally ill, you’re able to use some of your life insurance benefit while you’re still alive. This helps you stay comfortable near the end of your life.


  • You’re diagnosed with a terminal disease.
  • You use $15,000 of your life insurance benefit while you are still alive.
  • After you pass away, your beneficiary will receive the remaining $5,000.

How can I buy more disability or life insurance?

Call Boston Mutual at 702-386-5179.