How to get your benefits
You have to work at least 360 hours in 3 consecutive months to become eligible for benefits (3 months in a row your hours have to total 360). That’s about 30 hours a week.
Once you become eligible, you have to wait 1 month before you can use your benefits. Your benefits start on the first day of the next month.
You can use our eligibility calculator to find out when your benefits start.
The table below can also tell you when your benefits start.
|You worked 360 hours in||Your wait month is||Youʼre covered|
|January, February, and March||April||May 1 to June 30|
|February, March, and April||May||June 1 to August 31|
|March, April, and May||June||July 1 to August 31|
|April, May, and June||July||August 1 to October 31|
|May, June, and July||August||September 1 to October 31|
|June, July, and August||September||October 1 to December 31|
|July, August, and September||October||November 1 to December 31|
|August, September, and October||November||December 1 to February 28/29|
|September, October, and November||December||January 1 to February 28/29|
|October, November, and December||January||February 1 to April 30|
|November, December, and January||February||March 1 to April 30|
|December, January, and February||March||April 1 to June 30|
Enroll for benefits now if you’ve worked the needed hours.
How to keep your benefits
Once you have benefits, you have to work at least 240 hours every 2 months to keep your benefits. That’s about 30 hours each week.
You can also use our continuing eligibility calculator to see how your coverage works.
The table below can help you see if you’ve worked enough hours to stay eligible.
|You worked another 240 hours in||Youʼre covered|
|January and February||May 1 to June 30|
|March and April||July 1 to August 31|
|May and June||September 1 to October 31|
|July and August||November 1 to December 31|
|September and October||January 1 to February 28/29|
|November and December||March 1 to April 30|
What if I don’t work enough hours?
If you don’t work 240 hours in 2 months, you can pay us for the hours that you’re short. This is called self-pay.
If you don’t work enough hours and don’t self-pay, you’ll lose your benefits.