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How to get your benefits

You have to work at least 360 hours in 3 consecutive months to become eligible for benefits (3 months in a row your hours have to total 360). That’s about 30 hours a week.

Once you become eligible, you have to wait 1 month before you can use your benefits. Your benefits start on the first day of the next month.


  • You start work in January.
  • You have to work at least 360 hours by the end of March to be eligible.
  • You wait for your benefits for one month in April.
  • Your benefits start May 1st.

You can use our eligibility calculator to find out when your benefits start.

The table below can also tell you when your benefits start.

You worked 360 hours in Your wait month is Youʼre covered
January, February, and March April May 1 to June 30
February, March, and April May June 1 to August 31
March, April, and May June July 1 to August 31
April, May, and June July August 1 to October 31
May, June, and July August September 1 to October 31
June, July, and August September October 1 to December 31
July, August, and September October November 1 to December 31
August, September, and October November December 1 to February 28/29
September, October, and November December January 1 to February 28/29
October, November, and December January February 1 to April 30
November, December, and January February March 1 to April 30
December, January, and February March April 1 to June 30

If you’ve worked the needed hours, you can enroll now:

If you need help figuring out if you’re eligible for benefits, call our Customer Service Office at 702-733-9938.

How to keep your benefits

Once you have benefits, you have to work at least 240 hours every 2 months to keep your benefits. That’s about 30 hours each week.

You can also use our continuing eligibility calculator to see how your coverage works.

The table below can help you see if you’ve worked enough hours to stay eligible.

You worked another 240 hours in Youʼre covered
January and February May 1 to June 30
March and April July 1 to August 31
May and June September 1 to October 31
July and August November 1 to December 31
September and October January 1 to February 28/29
November and December March 1 to April 30

What if I don’t work enough hours?

If you don’t work 240 hours in 2 months, you can pay us for the hours that you’re short. This is called self-pay.


  • You only work 230 hours in 2 months.
  • You are short 10 hours.
  • You can self-pay for 10 hours and keep your health benefits.

If you don’t work enough hours and don’t self-pay, you’ll lose your benefits.

Learn more about self-pay.